Mortgage & Loan ProcessIn pursuit of your happiness

1. Financial Pre-Qualification or Pre-Approval
  • Application and interview
  • Buyer provides pertinent documentation, including verification of employment
  • Credit report is requested
  • Appraisal scheduled for current home owned, if any
2. Underwriting
  • Loan package is submitted to underwriter for approval
3. Loan Approval
  • Parties are notified of approval
  • Loan documents are completed and sent to title
4. Title Company
  • Title exam, insurance and title survey conducted
  • Borrowers come in for final signatures
5. Funding
  • Lender reviews the loan package
  • Funds are transferred by wire